Business Cash Management

The Ultimate in Banking Convenience

Tennessee State Bank's Internet Banking Service gives you control over your money seven days a week, 24 hours a day. So, you can do your banking when it's convenient for you, whether you're at home, at work, or on the road.

How it Works

TSB's website at www.tnstatebank.com already provides an easy way to communicate with us via e-mail to request brochures and more. To perform banking transactions, all you need is a computer with a modem and a secure browser with at least 128 bit encryption, plus a TSB Internet Banking Account.

What You Can Do

Once you're set up with a TSB Internet Banking Account, you'll be able to:

• obtain detailed account information on your TSB business checking, savings, and loan relationships;
• transfer funds between TSB accounts;
• make payments on TSB loans and credit lines;
• download and export account information to various money management software programs on your computer;
• place stop payments.

More Power to You

With TSB's Commercial Cash Management you can also choose to add any or all of the following features to your internet account:

• ACH (Automated Clearing House) Origination including generating payroll to your employees' accounts,
• Domestic Wire Transfer request,
• EFTPS (Federal Business Tax Payment),
• TSB's Bill Payment Service makes paying bills easy.
  
  1. On-line bill payments are made electronically and deducted from the account you select. If the company/individual you are paying does not accept electronic payments, a paper check is prepared and mailed to them on your behalf.
  2. You can pay anyone in the United States, except Government Agencies.
  3. Payments can be made for amounts up to $9,999.99.
  Bills can be entered each time they are due, or they can be scheduled for recurring payment.
  4. To guarantee timely delivery, electronic payments must be scheduled at least 3 - 5 days prior to the due date. Check payments must be scheduled at least 7 - 10 days prior to the due date.
  5. Bill payment transactions will normally be deducted from your account the business day following the scheduled payment date.

Ready to Save Money?

No matter the size of your business, Tennessee State Bank has developed Business Cash Management plans just for you.

The Basic Plan
Unlimited Bill Payments.
Cost: $0.00 per month

The Basic + Plan
Unlimited Bill Payments.
5 ACH file initiations via Internet per month - with up to 25 items in each file.
Internet ability to request up to 5 wire transfers per month.*
Cost: $15.00 per month
(There is a one-time set up fee of $50.00 in addition to the monthly fee).

The Intermediate Plan
Unlimited Bill Payments.
10 ACH file initiations via Internet per month - with up to 50 items in each file.
Internet ability to request up to 10 wire transfers per month.*
Cost: $25.00 per month
(There is a one-time set up fee of $50.00 in addition to the monthly fee).

The Executive Plan
Unlimited Bill Payments.
Unlimited ACH file initiations via the Internet.
Unlimited number of Internet wire transfer requests.*
Cost: $50.00 per month
(There is a one-time set up fee of $50.00 in addition to the monthly fee).

*The normal applicable wire processing fees will be deducted from the designated account.

If a Cash Management Account exceeds the number of ACH and/or wire transactions allowed at its plan level, the account may be automatically upgraded to the plan level that allows for the transactions. This would result in a monthly fee increase. All fees are subject to change. Fees are automatically deducted from your designated account.

It's Secure

Tennessee State Bank's Internet Banking features multiple levels and types of security. Data is encrypted with the highest level available (128 bit) to ensure security. Consistent invalid ID attempts are locked out.

Still Have Questions?

Call our Internet Banking Manager at (865) 908-5779 or send an e-mail to webmaster@tnstatebank.com . We will be happy to visit your business for a Cash Management demonstration.

Sounds Great! What's Next?

To sign up for TSB's Internet Banking Service, click here. Then, you will fill out a simple application. Once we receive it, we'll process your request and supply you with your Access Codes.