Business Checking Accounts

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Our Business checking account is absolutely FREE!  We simply offer a business checking account that allows you more time to focus on your business without the hassle of accounting for monthly fees and variable activity charges.**

** Overdraft or Return Fee Charges may apply .  Also fees may be applicable if business signs up for cash management or other fee based service. 

Common Features to all TSB Checking Accounts: 


  • Unlimited Check writing
  • No per item fee
  • 24/7 access to telephone banking - (865) 908-Bank (2265)
  • Unlimited over-the-counter teller transactions
  • Free ATM/Debit Cards
  • No annual fee TSB Credit Card (subject to credit approval*) 

*Please see the TSB Credit Card Application here for a disclosure of additional credit plan terms.

  • Free Notary Service
  • Free access to Mobile Banking

Commercial Checking Account


  • No minimum daily balance requirement
  • No monthly service charge
  • No per transaction fee
  • $100 minimum opening deposit
  • No analysis fees*
  • FREE VISA® DEBIT CARD (maximum of 2 cards per account) 
  • NO ANNUAL FEE Visa® Credit Card (subject to credit approval)

*Only accounts that use Tennessee State Bank as a "pass through" may be charged analysis fees.  

All In One NOW Commercial Checking Account 


  • Avoid a low monthly service fee by maintaining a daily balance of $1,000 or more 
  • $100 minimum opening deposit 
  • No per transaction fee 
  • Account earns interest based on tiers of less than $2,500 and $2,500 and greater See current rates.

Commercial Sole Proprietor Checking Account* 


  • All the same great features of our FREE Business Checking 
  • Interest is earned at a variable market based rate 
  • $25 minimum opening deposit 
  • $500 No Bounce Advantage Limit*
  • Free Safe Deposit Box (3x5) 
  • Free Cashier's Checks / Money Orders / Travelers Checks


*The Commercial-Sole Proprietor Checking account is not available to money services businesses. Refer to the No Bounce Advantage terms and conditions. Normal overdraft charges apply.