Current Rates

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Commercial Banking Interest Rates

Annual Percentage Yields (APYs) Effective as of 06/30/2015*

Account Type Minimum Deposit to Open Account Minimum Daily Balance to Obtain APY Interest Rate Annual Percentage Yeild (APY)*
Commercial Savings** $100 None 0.08% 0.08%
Commercial Now Checking** $100 Balance below $2,500 0.08% 0.08%
Commercial Now Checking** $100 Balance $2,500 or more 0.08% 0.08%
Commercial Money Market** $2,500 Balance below $2,500 0.08% 0.08%
Commercial Money Market** $2,500 Balance $2,500-$14,999.99 0.08% 0.08%
Commercial Money Market** $2,500 Balance $15,000-$24,999.99 0.15% 0.15%
Commercial Money Market** $2,500 Balance $25,000-$49,999.99 0.25% 0.25%
Commercial Money Market** $2,500 Balance $50,000-$99,999.99 0.30% 0.30%
Commercial Money Market** $2,500 Balance $100,000 or more 0.30% 0.30%
Commercial -Sole Proprietor Checking $25 None 0.05% 0.05%
91 Day Traditional CD*** $1,000 $1,000 0.15% 0.15%
182 Day Traditional CD*** $1,000 $1,000 0.30% 0.30%
12 Month Traditional CD*** $1,000 $1,000 0.45% 0.45%

 

*APYs are effective and accurate as of the date shown above.  Fees may reduce earnings on accounts.

**Rates may change at any time after account opening.

***An early withdrawal penalty may be imposed.  APYs assume deposits remain in the account for the term of the deposit and interest is added back when paid.  Specials are limited time offers.  Rates are for Non-Jumbo CDs.

 

Further details about applicable fees and terms are available upon request.