Checking Accounts

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 Common Features to all TSB Checking Accounts: 

  • Unlimited check writing
  • No per item fee
  • 24/7 access to telephone banking - (865) 908-BANK (2265) or toll free 1-877-908-4872 (4TSB)

 

  • Unlimited over-the-counter teller transactions
  • Free TSB NetTeller Online Banking with bill pay
  • Free Monthly eStatements
  • Free ATM/Debit Cards
  • A variety of TSB Credit Card options with low rates (subject to credit approval).  Please visit our Credit Card page for applications and disclosures.  

 

  • Free Notary Service
  • Free access to Mobile Banking

Just CheckingTM 

Features:

  • No monthly service charge
  • No per withdrawal fee
  • No minimum balance requirement
  • $25 minimum opening deposit
  • No Bounce AdvantageTM limit of $100
  • Full time students receive first order of personal checks free
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Super Value Checking 

Features:

  • Enjoy savings with a low monthly service charge
  • No per withdrawal fee
  • No minimum balance requirement
  • $25 minimum opening deposit
  • No Bounce AdvantageTM limit of $200
  • Free specialty bank checks or 50% off any other personal checks from our primary vendor
  • Free Cashier's Checks, Money Orders, and Traveler's Checks* 

*Limits may apply 

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All In One NOW Checking

Features:

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Super Partners Checking 

Features:

  • Account owner must be age 50 or better
  • No monthly service charge
  • No per withdrawal fee
  • No minimum balance requirement
  • $25 minimum opening deposit
  • No Bounce AdvantageTM limit of $600
  • Free specialty bank checks or 50% off any other personal checks from our primary vendor
  • Free Cashier's Checks, Money Orders, and Traveler's Checks*
  • Account is interest bearing

*Limits may apply 

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Super 60 Checking 

This account is offered exclusively to those who are members of the Super 60 Club.

Features:

  • Account Owner must be age 60 or better
  • A $2,500 balance must be maintained in your checking, savings, money market deposit account or certificate of deposit to maintain membership in the Super 60 Club
  • No monthly service charge
  • No per withdrawal fee
  • No minimum balance requirement 
  • $25 minimum opening deposit
  • No Bounce AdvantageTM limit of $600
  • Free specialty bank checks or 50% off any other personal checks from our primary vendor
  • Free Cashier's Checks, Money Orders, and Traveler's Checks*
  • Account is interest bearing

*Limits may apply 

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No Bounce Advantage *

No Bounce Advantage is a special overdraft program designed to pay inadvertent transactions when you do not have enough funds on deposit with us.  The overdraft program is granted to our personal checking account customers when the eligibility requirements of the program are met. The No Bounce Advantage limit will be assigned based on the type of personal checking account you have.  If you use No Bounce Advantage an overdraft item fee of $30 will be charged for each transaction and the amount of the overdraft item(s) will be subtracted from your overdraft limit. More than one overdraft item fee may be imposed against the overdraft limit per day depending on the number of transactions presented on and other withdrawals made from your account.  The bank will notify you by mail when an overdraft occurs.  

Overdraft item fees may be charged when an overdraft is created by check, in-person withdrawal, ATM withdrawal, the return items  deposited by you unpaid, the imposition of service charges, and the deposit of items where funds are not immediately available, or other electronic means.  

Whether your overdrafts will be paid is discretionary and we reserve the right not to pay.  For example, we typically do not pay overdrafts if  your account is not in good standing or you have too many overdrafts.  

You must bring your account to a positive balance at least every 30 days by depositing funds in excess of the amount of the overdraft limit you have used.  

You should refer to the *No Bounce Advantage disclosure for the full terms and conditions of this overdraft program.  There may be less  expensive alternatives available to you to cover overdrafts, for example, a link to another account owned by you at our institution.  Please inquire with a customer service representative.  

For more information, simply click on Contact Us and request it; we'll respond promptly. 

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