Current Rates

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Personal Banking Interest Rates

Annual Percentage Yields (APYs) Effective as of 4/22/2014*

Account Type Minimum Deposit to Open Account Minimum Daily Balance to Obtain APY Interest Rate Annual Percentage Yeild (APY)*
Regular Savings** $100 None 0.08% 0.08%
Christmas Club** $5 None 0.08% 0.08%
All-In-One Now** $25 Balance below $2,500 0.08% 0.08%
All-In-One Now** $25 Balance $2,500 or more 0.08% 0.08%
Money Market** $2,500 Balance below $2,500 0.08% 0.08%
Money Market** $2,500 Balance $2,500-$14,999.99 0.08% 0.08%
Money Market** $2,500 Balance $15,000-$24,999.99 0.15% 0.15%
Money Market** $2,500 Balance $25,000-$49,999.99 0.20% 0.20%
Money Market** $2,500 Balance $50,000 - $99,999.99 0.25% 0.25%
Money Market** $2,500 Balance $100,000 or more 0.25% 0.25%
91 Day Traditional CD*** $1,000 $1,000 0.15% 0.15%
182 Day Traditional CD*** $1,000 $1,000 0.25% 0.25%
12 Month Traditional CD*** $1,000 $1,000 0.40% 0.40%
18 Month Fixed Rate IRA**** $100 None 0.55% 0.55%

 

*APYs are effective and accurate as of the date shown above.  Fees may reduce earnings on accounts.

**Rates may change at any time after account opening.

***An early withdrawal penalty may be imposed.  APYs assume deposits remain in the account for the term of the deposit and interest is added back when paid.  Specials are limited time offers.  Rates are for Non-Jumbo CDs.

****An early withdrawal penalty will be imposed. 

Further details about applicable fees and terms are available upon request.