Savings/MMDAs/CDs/IRAs

Text Size Resize text smaller Back to default text size Resize text larger

Regular Savings

Features:

  • $100 minimum opening deposit
  • Competitive interest rates that are compounded quarterly
  • Quarterly statements; monthly if electronic fund transfer occurs
  • Avoid low quarterly service charge by maintaining a daily balance of only $100
  • First 4 withdrawals are free each quarter, then a low fee for each additional withdrawal is charged
  • Transaction limits apply; refer to account disclosure

Minor Savings 

Features:

  • $5 minimum opening deposit
  • No service charge
  • Competitive interest rates that are compounded quarterly
  • Quarterly statements; monthly if electronic fund transfer occurs
  • Enjoy the convenience of unlimited withdrawals in person at a teller or an ATM
  • Transaction limits apply; refer to account disclosure
Back to Top 

Christmas Club 

Features:

  • $5 minimum opening deposit
  • No service charge
  • Competitive interest rates
  • Enjoy the convenience of receiving the balance of the account by check, mailed each November
  • If a withdrawal is made during the term the account could be subject to closure
Back to Top

Money Market 

Features:

  • $2,500 minimum opening deposit
  • Avoid a low monthly service fee by maintaining a daily balance of $2,500 or more
  • Monthly statements
  • Competitive interest rates
  • Enjoy the flexibility to make unlimited deposits
  • Unlimited transactions in person at a teller or ATM
  • Transaction limits apply; refer to account disclosure
Back to Top 

Traditional Certificates of Deposit 

Features:

  • $1,000 minimum opening deposit
  • Flexible terms that range from 7 days to 5 years
  • Competitive interest rates that vary depending on the term and interest payment method
  • Early withdrawal penalties may be imposed
Back to Top 

Add-On Certificates of Deposit 

Features:

  • $500 minimum opening deposit
  • Competitive tiered interest rate that is based on account balance
  • Unlimited deposits allowed in the amount of $25 or more
  • No maturity date
  • Interest rate is subject to change at any time
  • Quarterly statements
  • Penalties apply if a withdrawal is made within the first six days of a deposit
Back to Top

Individual Retirement Account 

Features:

  • $100 minimum opening deposit
  • Flexible terms are available 90 days, 12, 18, and 36 months
  • Competitive interest rates vary depending on the term
  • Statements annually and at maturity
  • Qualifying additional deposits may be made at any time
  • Early withdrawal penalties will be imposed
Back to Top