Enjoy The Benefits of Saving Money Like Never Before!
As a Benefits Plus® Member(1) you are entitled to an exclusive program that allows you and your family to save money on products and services you use every day.
Benefits Plus has a new Cash Back Rewards Program where Benefits Plus members can earn additional cash back on top of their cash back earnings with Rakuten!
ULTIMATE ID® Program(2)
- 3 Bureau Credit Monitoring
- Instant Credit Bureau Inquiry Alerts
- Internet Monitoring
- Credit Score Tracker
- 3G Fully Managed Identity Fraud Research, Remediation & Recovery Services
Cellular Care Coverage(3)
- Coverage is automatic and begins 30 days from the date of your Benefit Plus® enrollment
- No additional registration is required
- Will reimburse the costs associated with repairing your device
Cash Back Rewards(4)
- Shop online through your Rakuten membership account to earn back with Rakuten
- Send Benefits Plus your quarterly "Big Fat Check" cash payout statement to receive a check for 50% more, up to $25 each quarterly payout period, up to $100 per year
- No minimum purchase or cash out requirements
Health & Wellness Savings (5)
- Prescription Discounts
- Vision Care/Product Discounts
- Hearing Care/Product Discounts
- Dental Discount Plan
Personal Mobile Concierge®
- App for iPhone and Android
- Nearly 300,000 discount participants
- Searches for deals nearby or by GPS location
- eGift Cards sent immediately to your mobile device
- Concierge services provided by live representatives
- Internet Grocery Coupon Club(6)
- Movie Ticket and Rental Discounts
- National Restaurant & Retailer Discounts
- 24-Hour Emergency Road Service(7)
- Pet Health Insurance(7)
- TicketXpress for discounts on entertainment, sporting events, movies & more
- Domestic & International Airline Tickets
- Hotel and Car Rentals
- Theme Park Admissions
TSB checking and savings (excluding minor and Christmas Club) account holders may enroll to receive a complimentary trial membership to Benefits Plus®. After the 90-day trial period, your Benefits Plus® membership will continue for a Benefits Plus® membership fee of $8.00 per month (may be cancelled at any time). This fee will be automatically drafted from your account on the first statement cycle following the end of the 90-day trial period. To discontinue your membership and avoid being charged a membership fee, please visit any TSB branch any time before the end of the 90-day trial period or call TSB Operations at (865) 453-7011. 90-day trial offer is subject to change without notice. To cancel this service at any time call (865) 453-7011 or visit any branch location.
Special for Veterans offered by Tennessee State Bank
No monthly Benefits Plus® Membership Fee to Veterans; present DD Form 214 to TSB to receive this offer.
Enroll Now (Secure Form to send to TSB)
More Information for the Benefits Plus Local Discounts & app downloads
Already A Benefits Plus® Member?
Benefits Plus Login (Opens in a new Window)
(1) The monthly Benefits Plus® Membership Fee of $8.00 will apply whether or not you activate, enroll or utilize the benefits or services available in your membership. Benefits Plus membership and its products and services is Not insured by the FDIC; Not a deposit or other obligation of, or guaranteed by, the depository institution.
Tennessee State Bank has selected Generations Gold, Inc. a fully independent third party benefits provider, to provide discounted services directly to Benefits Plus® members. Tennessee State Bank assumes no liability for any of the providers in fulfilling their services. All liabilities, claims, damages, and demands are the sole and direct responsibility of Generations Gold, Inc. and its independent service or benefits providers. Discounts received through the Benefits Plus® program may not be used in conjunction with any other discounts. Benefits and services available through the program are subject to change without notice. Benefits and services may be subject to additional enrollment, restrictions and limitations or may incur an additional cost. Not all plans and discounts are available in all areas. See benefits-plus.org or call 1.866.329.7587 for complete program details.
(2)The Benefits Plus® Membership Fee of $8.00 applies whether or not you activate ULTIMATE ID® and whether or not you qualify for all its services.
ULTIMATE ID® services begin and can be utilized once you successfully validate your identity and complete the activation process. The primary and one joint account owner are required to each have their own email address for activation. You will receive an email containing your personal activation code which is required to complete the authentication and enrollment process. If you do not complete the activation process, you will still be covered by the 3G Fully managed Identity Fraud Research, Remediation and Recovery Service and you will have access to the other Benefits Plus benefits and services included in your membership. A qualifying family member is also covered by the 3G Recovery Service. A qualifying family member means the primary consumer’s spouse or domestic partner, the consumer’s dependents who have the same permanent address as the consumer, any IRS-qualified dependents, and parents (mother or father) of the consumer who have the same permanent address as the consumer, or, who are registered in a senior assisted living facility, nursing home, or hospice. Services continue to provide coverage for up to 12 months after death for all covered members. A Recovery Advocate will manage any identity theft event you experience, even if that event occurred prior to becoming a member. ULTIMATE ID® is powered by Merchants Information Solutions, Inc. Certain restrictions and limitations may apply and are subject to change by Merchants Information Solutions, Inc., Generations Gold, Inc. or any other related provider. Please see the ULTIMATE ID® Terms and Conditions at ultimateid.merchantsinfo.com for complete details. Refer also to your ULTIMATE ID® Summary of Benefits for program specific information. To report an identity theft incident or for assistance obtaining your activation link, please call (877) 279-6338 and speak with a dedicated ULTIMATE ID® recovery advocate. No one can prevent all identity theft.
(3)Coverage is supplemental to any valid and collectible insurance or indemnity cell phone programs you may have. Coverage is for up to $600.00 per membership account per lifetime. Available to primary and joint members only. Must provide proof of ownership, cell phone must be 2 years old or less, must pay for the cellular phone bill from your TSB checking or savings account (the same account that the Benefits Plus® Membership Fee is paid from) and provide documentation. Not a replacement program; does not include theft. Submission of a claim does not guarantee coverage or coverage availability. Generations Gold, Inc. is a third party provider and has the sole right to determine whether an item is covered or change the requirements of the program at any time, refer to benefits-plus.org.
(4) Visit www.rakuten.com, sign in or create new membership account, and shop online to earn cash back rewards with Rakuten. Benefits Plus members must submit a copy of the “Big Fat Check” payment from Rakuten within 30 days of receipt and can earn 50% more up to $25 each quarterly payout period, up to $100 per year. Additional restrictions may apply. Tennessee State Bank and Benefits Plus are not affiliated, associated, authorized, or endorsed by Rakuten, its subsidiaries or its affiliates.
(5) Health & Wellness Savings is not insurance; provides discounts only. Enrollment may be required. Additional fees are associated with enrollment in the Dental Plan services. All products and services are provided by Generations Gold, Inc. and its independent service or benefits providers and may be subject to change, please see benefits-plus.org for details.
(6) Enrollment is required. Benefits Plus® pays for your membership; you pay shipping and handling and a 10% processing fee equal to the value of the coupons you order. All products and services are provided by Generations Gold, Inc. and its independent service or benefits providers and may be subject to change, please see benefits-plus.org for details.
(7) Additional fees are associated with enrollment in these services. Limits and other restrictions apply. All products and services are provided by Generations Gold, Inc. and its independent service or benefits providers and may be subject to change, please see benefits-plus.org for details
Call us at (877) 908-9872 or (865) 453-0873