Home Loans

Tennessee State Bank Welcomes You Home!  

In search of a place to call your “Home Sweet Home”? Tennessee State Bank can help make that dream a reality with TSB home mortgages! TSB’s local and experienced lenders want to be a part of this exciting time in your life! Call 865-453-0873 today. Your new home could be just a phone call away.  Tennessee State Bank is an Equal Housing Lender.  

  • Apply With Us...
  • Get A Decision From Us...
  • Keep Your Mortgage With Us... 
  • Make Your Payments With Us.

No matter what you have in mind for the future, you can depend on Tennessee State Bank's experienced personnel to provide the best financing for your needs with fast, courteous service at competitive rates.  And with many new options for affordable and local servicing, TSB can help make your dreams of home ownership a reality. 

We also have a number of calculators to help you estimate your loan amount, monthly payment or price of a new home.*

The results of calculators on this website are estimates only and should be used only as a reference.  Use of these calculators does not constitute an application and does not guarantee that you will qualify for a loan.  

Secure & Fair Enforcement for Mortgage Licensing Act (SAFE Act)


The SAFE Act (Secure and Fair Enforcement for Mortgage Licensing Act) requires residential Mortgage Loan Originators ("MLO") who are employees of regulated institutions to be registered with the National Mortgage Licensing System or NMLS.  Banks are required to disclose the names of the MLOs and their unique NMLS registration IDs ("UID") to the public.  Tennessee State Bank's MLOs and their UIDs are available to the public.

Servicemembers Civil Relief Act Notice

Regular members of the U.S. Armed Forces (Army, Navy, Air Force, Marine Corp and Coast Guard), Reserve and National Guard personnel,  members of the commissioned corps of the Public Health Service and National Oceanic and Atmospheric Administration, and certain U.S. citizens serving with armed forces of a nation with which the U.S. is allied in the prosecution of a war or military action, there are some benefits afforded to you and are listed in the Servicemembers Civil Relief Act Notice Disclosure (SCRA). 

Some of these benefits also extend to servicemember’s spouse, dependents, and other persons subject to the obligations of servicemembers.  Please forward your request together with a copy of the servicemember's military orders or any other appropriate indicator of military service, including a certified letter from a commanding officer to:  Tennessee State Bank, PO Box 1260, Pigeon Forge, TN 37868, Attn: Credit Department.


 Notice of Error or Information Request 

If you suspect there is an error with your loan account or if you want to request information about your loan account, please write to us at:

Tennessee State Bank
Attn: Credit Department
PO Box 1260
Pigeon Forge, TN 37868

Please include the following in your correspondence:

  • Your name
  • Information that allows us to identify your loan account
  • Describe the error and why (to the extent you can explain) you believe there is an error; or describe the information you are requesting with respect to your loan account.

You may telephone us at (865) 453-0873; however, we reserve the right to require the notice of error or information request in writing.


Homeownership Counseling Notice

Loans secured by a homeowner's principal residence:

If your payment is past due, you may be eligible for Homeownership Counseling under the Housing and Urban Development Act of 1968.  For HUD assistance you may call their toll free number 1-800-569-4287.

  

TSB Financial Wellness Center

 At Tennessee State Bank, we are committed to helping you pave a path toward a secure financial future. And that begins with a solid understanding of key financial concepts, such as mortgages, credit scores & reports and credit cards.  As a Tennessee State Bank customer, you now have access to an online financial wellness education program that explains these critical concepts in a series of 3-20 minute, interactive segments. There are even helpful quizzes to demonstrate your newly acquired knowledge! 

Visit the TSB Financial Wellness Center for more information.   


Freddie Mac Launches CreditSmart® Homebuyer U 

Freddie Mac values the importance of education in supporting financial capability skills among consumers in order to help them prepare for homeownership. To support these efforts, we’re excited to announce CreditSmart® Homebuyer U, the latest addition to the CreditSmart® suite of financial and homeownership education resources.


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