Shortcut Loans

Shortcut Loans Personal: 

An unsecured consumer loan for just about anything – whether you have an unexpected expense or want to buy yourself something special.


  • Unsecured consumer loans range from $1,000 to $30,000
  • Expedited application and credit decision process
  • Exclusively for TSB customers with a checking or savings account of 6 months or more where deposits of payroll or income are made

Call (865) 453-0873 and speak with a Branch Manager or Customer Service Representative. You can also visit any of our 15 branch locations for assistance or fill out our Contact Us Form and we will connect you with someone that can best serve your needs.

If you have not had a TSB checking or savings account for at least 6 months where deposits of payroll or income have been made, you can apply for a traditional unsecured loan or other personal loan, subject to standard credit underwriting and approval. 

Shortcut Loans Business: 

An unsecured business loan to help your business grow - whether you need to expand your business, finance equipment, purchase inventory and more TSB is here to help.


  • Unsecured business loans range from $1,000 to $50,000
  • Expedited application and credit decision process
  • Exclusively for TSB business customers with a checking or savings account of 6 months or more where deposits of income are made

Call (865) 453-0873 and speak with a Branch Manager or Customer Service Representative. You can also visit any of our 15 branch locations for assistance or fill out our Contact Us Form and we will connect you with someone that can best serve your needs.

If you have not had a TSB checking or savings account for at least 6 months where deposits of income have been made, you can apply for a traditional unsecured loan or other business loan, subject to standard credit underwriting and approval. 


Download our Consumer and Business Loans brochure for a description of other loans available at TSB.  

Servicemembers Civil Relief Act Notice

Regular members of the U.S. Armed Forces (Army, Navy, Air Force, Marine Corp and Coast Guard), Reserve and National Guard personnel,  members of the commissioned corps of the Public Health Service and National Oceanic and Atmospheric Administration, and certain U.S. citizens serving with armed forces of a nation with which the U.S. is allied in the prosecution of a war or military action, there are some benefits afforded to you and are listed in the Servicemembers Civil Relief Act Notice Disclosure(SCRA). 

Some of these benefits also extend to servicemember’s spouse, dependents, and other persons subject to the obligations of servicemembers.  Please forward your request together with a copy of the servicemember's military orders or any other appropriate indicator of military service, including a certified letter from a commanding officer to:  Tennessee State Bank, PO Box 1260, Pigeon Forge, TN 37868, Attn: Credit Department.




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Home Loans.

We can help you purchase your dream. 
Learn More about Home Loans. 
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Checking Solutions.

Find the checking account that works for you.