Small Business Loans

Shortcut Business Loan: 

An unsecured business loan to help your business grow – whether you need to expand your business, finance equipment, purchase inventory and more, TSB is here to help.

  • Expedited application and credit decision process
  • Exclusively for TSB customers with a checking or savings account of 6 months or more where deposits of payroll or income are made.
  • Business must be established for 2 years. 

Call (865) 453-0873 and speak with a Branch Manager or Customer Service Representative. You can also visit any of our 15 branch locations for assistance or fill out our Contact Us Form and we will connect you with someone that can best serve your needs.

If you have not had a TSB checking or savings account for at least 6 months where deposits of income have been made, you can apply for a traditional unsecured loan or other business loan, subject to standard credit underwriting and approval.

Tennessee State Bank has a variety of credit options to meet the needs of your business. They include:

  • Term Loans
  • Lines of Credit
  • Letters of Credit
  • Automobile loans 
  • Equipment loans 
  • Business Asset Purchase loans 
  • TSB CD or Savings Account secured loans 
  • Elite Business Visa® Card with Rewards 

Please contact any of our branches and ask for a lending specialist. They are available to meet you whenever and wherever it is convenient for you.

Download our Consumer and Business Loans brochure for a description of other loans available at TSB.

Servicemembers Civil Relief Act Notice

Regular members of the U.S. Armed Forces (Army, Navy, Air Force, Marine Corp and Coast Guard), Reserve and National Guard personnel,  members of the commissioned corps of the Public Health Service and National Oceanic and Atmospheric Administration, and certain U.S. citizens serving with armed forces of a nation with which the U.S. is allied in the prosecution of a war or military action, there are some benefits afforded to you and are listed in the Servicemembers Civil Relief Act Notice Disclosure (SCRA). 

Some of these benefits also extend to servicemember’s spouse, dependents, and other persons subject to the obligations of servicemembers.  Please forward your request together with a copy of the servicemember's military orders or any other appropriate indicator of military service, including a certified letter from a commanding officer to:  Tennessee State Bank, PO Box 1260, Pigeon Forge, TN 37868, Attn: Credit Department.

Homeownership Counseling Notice

Loans secured by a homeowner's principal residence:

If your payment is past due, you may be eligible for Homeownership Counseling under the Housing and Urban Development Act of 1968.  For HUD assistance you may call their toll free number 1-800-569-4287.


Merchant Card Processing

New and improved.