Small Business Loans

Tennessee State Bank is excited to announce Shortcut Loans. These unsecured business loans are offered exclusively to TSB customers that have a checking or savings account of 6 months or more.

  • Unsecured business loans range from $1,000 to $50,000
  • Expedited application process
  • Loans based on your deposit relationship and credit information
  • Shorter response times for credit decisions      

Call (865) 453-0873 and speak with a Branch Manager or Customer Service Representative. You can also visit any of our 15 branch locations for assistance or fill out our Contact Us Form and we will connect you with someone that can best serve your needs.

If you have not been a checking or savings account customer for at least 6 months, you can apply for a traditional unsecured loan, subject to standard credit underwriting and approval.  

Tennessee State Bank has a variety of credit options to meet the needs of your business. They include:

  • Term Loans
  • Lines of Credit
  • Letters of Credit
  • Automobile loans 
  • Equipment loans 
  • Business Asset Purchase loans 
  • TSB CD or Savings Account secured loans 
  • Elite Business Visa® Card with Rewards 

Please contact any of our branches and ask for a lending specialist. They are available to meet you whenever and wherever it is convenient for you.

Download our Consumer and Business Loans brochure for a description of other loans available at TSB.

Servicemembers Civil Relief Act Notice

Regular members of the U.S. Armed Forces (Army, Navy, Air Force, Marine Corp and Coast Guard), Reserve and National Guard personnel,  members of the commissioned corps of the Public Health Service and National Oceanic and Atmospheric Administration, and certain U.S. citizens serving with armed forces of a nation with which the U.S. is allied in the prosecution of a war or military action, there are some benefits afforded to you and are listed in the Servicemembers Civil Relief Act Notice Disclosure (SCRA). 

Some of these benefits also extend to servicemember’s spouse, dependents, and other persons subject to the obligations of servicemembers.  Please forward your request together with a copy of the servicemember's military orders or any other appropriate indicator of military service, including a certified letter from a commanding officer to:  Tennessee State Bank, PO Box 1260, Pigeon Forge, TN 37868, Attn: Credit Department.

Homeownership Counseling Notice

Loans secured by a homeowner's principal residence:

If your payment is past due, you may be eligible for Homeownership Counseling under the Housing and Urban Development Act of 1968.  For HUD assistance you may call their toll free number 1-800-569-4287.


Merchant Card Processing

New and improved.