Credit Cards

Visa® Gold Card

The Visa® Gold Card has great options for those who want to have a card for "just in case" and emergency use. Valued Visa® Gold Card customers may also enjoy:

  • Special introductory Annual Percentage Rate
  • Low standard Annual Percentage Rate
  • No annual fee (please see the application disclosure for account terms)
  • Online access to balance and transactions, including bill payment
  • Great customer service from local representatives
  • Car rental insurance when card is used to pay for rental service
  • Opportunity to upgrade card to The Smoky Mountains Charity Card or The Patriot Charity Card
  • Visa® Gold Card Application & Disclosure (Opens in a new Window)

Premier Rewards Visa® Card

The Premier Rewards Visa® Card offers unlimited cash back rewards on qualified purchases.  Customers who plan to use this card frequently for convenience or to make large purchases will benefit from the rewards.

Secured Visa® Card

The Secured Visa® Card is for the customers who want an opportunity to establish or re-establish credit.  This could offer a convenient payment method for anyone who might otherwise not meet the criteria for approval of a credit card.

All Secured Visa® Credit Cards will be secured by funds placed in a Tennessee State Bank Personal Savings Account.  Account holder(s) named on the credit card must be identical to account holder(s) listed on the Savings Account.  The Savings Account will pay the same interest rate as paid to all savings account holders.  The funds held on deposit must be 125% of the approved credit line, and must remain on deposit during the entire term of the assignment.  For example, if the approved credit line is $400, then a security interest of $500 will be taken on the Savings Account.


Elite Business Visa® Card with Rewards

The Elite Business Visa® Card is designed especially for businesses and offers a convenient method of payment that gives the business owner expense tracking capabilities.

Apple Pay® 

Apple Pay® is safe, convenient and easy to use.  The TSB Debit Cards and TSB Credit Cards can both be added to your iPhone, iPad or Apple Watch to pay for purchases at any participating merchants.  Your card number is never stored on your device and card details are never shared when you use Apple Pay making it a safer and more private way to pay , and so convenient!

Samsung Pay

Have you taken your Tennessee State Bank Visa® card digital yet? Adding it to Samsung Pay is as easy as snapping a picture of your card. TSB Debit Cards and Credit Cards can both be added to your Galaxy S6, Galaxy S6 edge, Galaxy S6 edge+, Galaxy S6 active, Galaxy Note5 and other select Samsung Products.

Android Pay™

Android Pay™ is a contactless payment technology that makes paying as easy as pulling out your Android phone. Users’ card information is never shared with stores because Android Pay doesn’t send their actual credit or debit card number with their payment. TSB Visa® Debit Cards and Credit Cards can both be added to your Android phone to make paying for purchases at participating merchants safer and easier!

TSB Credit Card Alerts  

Receive a text message or email when your card is used.
Set custom alerts for transaction types and dollar amounts for:
Approaching credit line
Purchases over a selected amount
Purchases outside of selected states
International purchases
Online and phone purchase where the card is not physically present
Declined transaction
You may change your alert preferences at any time.
Click here (Opens in a new Window) to register your TSB Credit Card now.  

Important Information for Credit Card Services

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