Rates

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Please call one of our loan representatives for more information on loan rates.  (865) 453-0873

Annual Percentage Yields (APYs) below are accurate as of 03/12/2024*


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Account Type Minimum Deposit to Open Account Minimum Daily Balance to Obtain APY Interest Rate Annual Percentage Yield (APY)*
Just Savings** $100 None 0.10% 0.10%
Minor Savings** $5 None 0.10% 0.10%
Commercial Savings** $100
None
0.10%
0.10%
Christmas Club** $5
None
0.10%
0.10%
All-In-One NOW** $25 Balance below $2,500 0.10% 0.10%
All-In-One NOW** $25
Balance $2,500 or more 0.10% 0.10%
The Best Years Checking** $25
None 0.10% 0.10%
Commercial NOW Checking** $100
Balance below $2,500 0.10%
0.10%
Commercial NOW Checking** $100 Balance $2,500 or more  0.10%  0.10%
 Money Market** $2,500 Balance below $2,500 0.25%
0.25%
 Money Market** $2,500   Balance $2,500-$14,999.99 0.30% 0.30%
Money Market** $2,500
Balance $15,000-$24,999.99 0.50% 0.50%
Money Market** $2,500
Balance $25,000-$49,999.99 0.75% 0.75%
Money Market** $2,500
 Balance $50,000 - $99,999.99 1.00% 1.00%
Money Market** $2,500
 Balance $100,000 or more 1.25% 1.25%
Commercial Money Market** $2,500 Balance below $2,500 0.25%
0.25%
Commercial Money Market** $2,500
Balance $2,500-$14,999.99 0.30%
0.30%
Commercial Money Market** $2,500
Balance $15,000-$24,999.99 0.50%
0.50%
Commercial Money Market** $2,500
Balance $25,000-$49,999.99 0.75%
0.75%
Commercial Money Market** $2,500
 Balance $50,000 - $99,999.99  1.00% 1.00%
Commercial Money Market** $2,500
Balance $100,000 or more  1.25% 1.25%





12 Month CD
Personal***
$1,000  $1,000 1.50% 1.50%
Traditional IRA 18 Month CD**** $100  None 1.50% 1.50%

The following applies to all interest bearing accounts reflected above:

*APYs assume deposits remain in the account for the term of the deposit account and interest is added back when paid.  Fees may reduce earnings on accounts.  Any specials are limited time offers. 

**Rates may change at any time after account opening.

***An early withdrawal penalty will be imposed.  

****An early withdrawal penalty will be imposed. 

Not all TSB Interest bearing accounts are reflected in the above table.  For more information about APYs, terms and applicable fees you may contact us at (865) 453-0873.  


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