Please call one of our loan representatives for more information on loan rates. (865) 453-0873
Annual Percentage Yields (APYs) below are accurate as of 02/03/2026. APYs assume deposits remain in the account for the term of the deposit account and interest is added back when paid. Fees may reduce earnings on accounts. Any specials are limited time offers. Rates may change at any time after account opening.
| Account Type | Minimum Deposit to Open Account | Minimum Daily Balance to Obtain APY | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|---|---|
| Just Savings | $100 | None | 0.10% | 0.10% |
| Minor Savings | $5 | None | 0.10% | 0.10% |
| Commercial Savings | $100 |
None |
0.10% |
0.10% |
| Christmas Club | $5 |
None |
0.10% |
0.10% |
| All-In-One NOW | $25 | Balance below $2,500 | 0.10% | 0.10% |
| All-In-One NOW | $25 |
Balance $2,500 or more | 0.10% | 0.10% |
| The Best Years Checking | $25 |
None | 0.10% | 0.10% |
| Commercial NOW Checking | $100 |
Balance below $2,500 | 0.10% |
0.10% |
| Commercial NOW Checking | $100 | Balance $2,500 or more | 0.10% | 0.10% |
| Money Market | $2,500 | Balance below $2,500 | 0.25% |
0.25% |
| Money Market | $2,500 | Balance $2,500-$14,999.99 | 0.30% | 0.30% |
| Money Market | $2,500 |
Balance $15,000-$24,999.99 | 0.50% | 0.50% |
| Money Market | $2,500 |
Balance $25,000-$49,999.99 | 0.75% | 0.75% |
| Money Market | $2,500 |
Balance $50,000 - $99,999.99 | 1.00% | 1.00% |
| Money Market | $2,500 |
Balance $100,000 or more | 1.25% | 1.26% |
| Commercial Money Market | $2,500 | Balance below $2,500 | 0.25% |
0.25% |
| Commercial Money Market | $2,500 |
Balance $2,500-$14,999.99 | 0.30% |
0.30% |
| Commercial Money Market | $2,500 |
Balance $15,000-$24,999.99 | 0.50% |
0.50% |
| Commercial Money Market | $2,500 |
Balance $25,000-$49,999.99 | 0.75% |
0.75% |
| Commercial Money Market | $2,500 |
Balance $50,000 - $99,999.99 | 1.00% | 1.00% |
| Commercial Money Market | $2,500 |
Balance $100,000 or more | 1.25% | 1.26% |
|
12 Month CD
Personal1
|
$1,000 | $1,000 | 1.50% | 1.50% |
| Traditional IRA 18 Month CD1 | $100 | None | 1.50% | 1.50% |
1An early withdrawal penalty will be imposed.
Not all TSB Interest bearing accounts are reflected in the above table. For more information about APYs, terms and applicable fees you may contact us at (865) 453-0873.
