Rates

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Please call one of our loan representatives for more information on loan rates.  (865) 453-0873

Annual Percentage Yields (APYs) Effective as of 10/10/2018*


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Account TypeMinimum Deposit to Open AccountMinimum Daily Balance to Obtain APYInterest RateAnnual Percentage Yield (APY)*
Just Savings**$100None0.15%0.15%
Minor Savings**$5None0.15%0.15%
Commercial Savings**$100
None
0.15%
0.15%
Christmas Club**$5
None
0.10%
0.10%
All-In-One NOW**$25Balance below $2,5000.10%0.10%
All-In-One NOW**$25
Balance $2,500 or more0.10%0.10%
The Best Years Checking**$25
None0.10%0.10%
Commercial NOW Checking**$100
Balance below $2,5000.10%
0.10%
Commercial NOW Checking**$100Balance $2,500 or more 0.10% 0.10%
 Money Market**$2500Balance below $2,5000.20%
0.20%
 Money Market**$2500  Balance $2,500-$14,999.990.20%0.20%
Money Market**$2500
Balance $15,000-$24,999.990.25%0.25%
Money Market**$2500
Balance $25,000-$49,999.990.30%0.30%
Money Market**$2500
 Balance $50,000 - $99,999.990.35%0.35%
Money Market**$2500
 Balance $100,000 or more0.40%0.40%
Commercial Money Market**$2500Balance below $2,5000.20%
0.20%
Commercial Money Market**$2500
Balance $2,500-$14,999.990.20%
0.20%
Commercial Money Market**$2500
Balance $15,000-$24,999.990.25%
0.25%
Commercial Money Market**$2500
Balance $25,000-$49,999.990.30%
0.30%
Commercial Money Market**$2500
 Balance $50,000 - $99,999.99 0.35%0.35%
Commercial Money Market**$2500
Balance $100,000 or more 0.40%0.40%





91 Day Traditional CD***$1000$10000.40%0.40%
182 Day Traditional CD***$1000$10000.60%0.60%
12 Month Traditional CD***$1000 $10001.00%1.00%
18 Month Fixed Rate IRA****$100 None
1.25%1.25%

The following applies to all interest bearing accounts reflected above:

*APYs assume deposits remain in the account for the term of the deposit account and interest is added back when paid.  Fees may reduce earnings on accounts.  Any specials are limited time offers. 

**Rates may change at any time after account opening.

***An early withdrawal penalty will be imposed.  Rates are for Non-Jumbo CDs.

****An early withdrawal penalty will be imposed. 

Not all TSB Interest bearing accounts are reflected in the above table.  For more information about APYs, terms and applicable fees you may contact us at (865) 453-0873.  


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