Commercial Checking

We offer a commercial checking account that allows you more time to focus on your business.  A TSB Commercial Checking account can save you money with many account features and services with no costs or fees.(1)

The Setting Up Your Commercial Account Brochure (Opens in a new Window) (Opens in a new Window) is a guide to make the account opening process simpler and quicker for our business customers. It explains the documentation requirements to open a business account.

Common Features to all TSB Commercial Checking Accounts

  • No Per Item Fee
  • Unlimited Check Writing
  • Unlimited Over-The-Counter Teller Transactions
  • Unlimited Deposits at any TSB location
  • 24/7 Access to Telephone Banking - (865) 908-BANK (2265) or Toll Free (877) 908-4TSB (4872).  Enrollment is required.  
  • No fee for Visa® Business Debit Card 
  • No fee for standard Electronic Banking with Bill Pay;  fee applies with inclusion of Cash Management(2)
  • No fee for Monthly eStatements(2)
  • No fee for Mobile Check Deposit(2)
  • No fee for Mobile Banking App(2)
(1)Overdraft item fees or return item fees may apply.  Also fees may be applicable if business signs up for cash management or other fee based services.  Inquire with a customer service representative at any branch location for more information.
(2)Third party message and data rates may apply.  Message and data use may count against wireless plan limits.  

Elite Business Visa® Credit Card 

No annual fee Elite Business Visa® Credit Card (subject to credit approval).  Please see the Elite Business Visa Credit Card Application & Disclosure (Opens in a new Window) (Opens in a new Window) for additional credit plan terms.  For more information on how the reward program works, please refer to the Rewards Supplement to the Cardholder Agreement (Opens in a new Window) (Opens in a new Window).

Commercial Checking 


  • $100 minimum opening deposit
  • Monthly Minimum Balance Service Charge of $10 if the Average Ledger Balance drops below $5,000 during the statement cycle 
  • $1,000 No Bounce Advantage™ limit (subject to eligibility requirements;  visit our No Bounce Advantage™ page for program details). (Opens in a new Window) (Opens in a n
  • Monthly Service Charge for account analysis may apply only for "pass through" accounts.

Commercial NOW Checking

Available to Sole Proprietors and Non-Profit Organizations 


  • $100 minimum opening deposit
  • Interest Bearing;  No minimum daily balance required to earn interest;
  • Monthly Minimum Balance Service Charge of $10 if the daily balance drops below $2,500 any day of the statement cycle

Commercial Accounts are not available for Money Services Businesses.

Stop Payments

Stop Payments may be placed in person at a branch, by telephone with a bank representative, or by using our Telephone Banking service at (865) 908-2265 or (877) 908-4872.  If enrolled in TSB Online Banking, you may place a stop payment on checks only by using the Stop Payments feature.  Stop Payments fees apply.  Please refer to the Account Agreement and Fee Schedule for your account for more information.  

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