Personal Checking

Common Features to all TSB Personal Checking Accounts

  • $25 Minimum Opening Deposit
  • Unlimited Check Writing
  • No Per Item Fee
  • Unlimited Over-The-Counter Teller Transactions  
  • Unlimited Deposits at any TSB location
  • No fee for Standard Personal Debit Cards 
  • 24/7 Access to Telephone Banking - (865) 908-BANK (2265) or Toll Free (877) 908-4TSB (4872).  Enrollment is required.  
  • No fee for TSB Online Banking with Bill Pay(1) 
  • No fee for Text Banking(1)
  • Access  to the TSB Mobile Banking App(1) 
iPad / iPhone Users - download directly from the Apple Store - search for TNStateBank Mobile

Android Users - download directly from the Google Play Store - search for TNStateBank Mobile 

          (1)Third party message and data rates may apply.  Message and data use may count against wireless plan limits.


Just CheckingTM 

Features:

  • Monthly Service Charge of $5, waived if customer receives eStatements
  • $100 No Bounce Advantage™ limit (subject to eligibility requirements; visit our No Bounce Advantage™ page for program details)
  • No fee for first order of checks with a valid student ID


All In One NOW Checking

Features:

  • Monthly Minimum Balance Service Charge of $10 if the Daily Balance drops below $2,500 any day of the statement cycle
  • Interest Bearing; No minimum daily balance required to earn interest
  • $600 No Bounce Advantage™ limit (subject to eligibility requirements; visit our No Bounce Advantage™ page for program details)

The Best Years Checking  

Features:

  • Account owner must be age 50 or better
  • Interest Bearing; No minimum Daily Balance required to earn interest
  • No monthly service charge
  • $600 No Bounce Advantage™ limit (subject to eligibility requirements; visit our No Bounce Advantage™ page for program details)
  • No fee for standard checks or 50% off specialty checks
  • No fee for Cashier's Checks and Money Orders

Stop Payments

Stop Payments may be placed in person at a branch, by telephone with a bank representative, or by using our Telephone Banking service at (865) 908-2265 or (877) 908-4872.  If enrolled in TSB Online Banking, you may place a stop payment on checks only by using the Stop Payments feature.  Stop Payment fees apply.  Please refer to the Account Agreement and Fee Schedule for your account for more information.  


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