Just Savings
Features:
- $100 minimum opening deposit
- Interest Bearing; No minimum Daily Balance required to earn interest
- Quarterly Minimum Balance Service Charge of $3 if the Daily Balance drops below $100 any day of the quarter
- A $4 fee (Excess Debit Fee) will be charged on the day of occurrence for each withdrawal or transfer which exceeds six withdrawals during a calendar month. This applies to online transfers made to another account owned by the customer or to a third party by electronic transfer, check, draft, or debit card. Transactions in person with a teller and at ATMs are unlimited with no service fee.
Minor Savings
Features:
- Primary account holder must be age 18 or below.
- $25 minimum opening deposit
- Interest Bearing; No minimum Daily Balance required to earn interest
- No service charge
- Unlimited transactions in person, at a teller, and ATM.
Christmas Club
Features:
- $25 minimum opening deposit
- Interest Bearing; No minimum Daily Balance required to earn interest
- No service charge
- Account balance payout issued by check or direct deposit to TSB Checking or Savings account, each November
- May make two withdrawals from account each year. Excess of two withdrawals in a year, accounts subject to closure.
Money Market
Features:
- $2,500 minimum opening deposit
- Interest Bearing; No minimum Daily Balance required to earn interest
- Monthly Minimum Balance Service Charge of $10 if the Daily Balance drops below $2,500 any day of the statement cycle
- Unlimited Deposits
- A $4 fee (Excess Debit Fee) will be charged on the day of occurrence for each withdrawal or transfer which exceeds six withdrawals during a calendar month. This applies to online transfers made to another account owned by the customer or to a third party by electronic transfer, check, draft, or debit card. Transactions in person with a teller and at ATMs are unlimited with no service fee.
Certificates of Deposit
Features:
- $1,000 minimum opening deposit
- Interest Bearing
- Flexible terms are available - 182 days to 60 months
- Early withdrawal penalties will be imposed
Individual Retirement Account
Features:
- $100 minimum opening deposit
- Interest Bearing; No minimum Daily Balance required to earn interest
- Flexible terms are available – 12, 18, and 36 months
- Qualifying additional deposits may be made at any time
- Early withdrawal penalties will be imposed
